I’ve had the good fortune of being able to travel overseas on a few occasions, so I consider myself to be a fairly seasoned traveler. I’m no Rick Steves, but I’m comfortable getting around in foreign countries, even when I…
Blog Archives
Doing This One Thing Could Save You Thousands on Your Mortgage
If you’re buying a home today, you’re faced with a ton of home mortgage options. And, each option is going to have a different effect on your finances. Some have short-term benefits that cost you more in the long run,…
Understanding Primary vs. Secondary Mortgage Options
A mortgage has become synonymous with home financing, but it’s important to understand there’s not just one type of mortgage. In fact, there are many different lending options at your disposal when it comes time to purchase your home, and…
Five ways to obtain (and keep) a high credit score
For someone who doesn’t work with credit bureaus every day, figuring out what causes your credit score to move up or down can be a lot like predicting the twist ending of an M. Night Shyamalan movie. Well, back when…
How to use a credit card without paying credit card interest rates
There’s something exciting about visiting another city and experiencing a different culture. So, several years ago, I started using a national credit card that rewards me with bonus miles for airline travel when I make purchases. While the bonus miles…
Why maintaining a personal financial statement makes borrowing easier
Let’s face it, we all know that bankers are a little different. As a banker, I’m comfortable admitting that I do actually like to receive office supplies for Christmas. In fact, one year I was especially crazy and asked for…
The 15-second tip to protect yourself from unauthorized ACH debits
Electronic forms of payment are common in today’s purchasing environment. With more U.S. consumers electing to pay for services online, the use of ACH transactions has become a viable and widely accepted form of making payments. Because ACH transactions offer…
Posted in Banking, Personal Finance, Temple Tagged with: Account Protection, ACH Debit, Online Banking
Four lessons from the Target data breach
Perhaps the biggest media story of December occurred when news broke that the debit and credit card numbers of 40 million Target shoppers were compromised in one of the largest U.S. retail data breaches ever recorded. What made matters worse…
Posted in Banking, Business Banking, Personal Finance, Temple Tagged with: Debit Card Protection, Online Banking, PCI Compliance, Target Data Breach
Four Tips for Financial Survival: College Edition
Your college years are an exciting time—a time to learn more about yourself and about life. College prepares you for the future. However, the way you handle your finances now will have a big impact on the rest of your…
